Don’t Leave Money Behind: Finding Your Missing 401(k)s

You’ve worked hard throughout your life to build assets to support your retirement. As financial professionals, one of the most critical functions we provide is helping clients determine their retirement income needs and structuring a withdrawal strategy that works for them. But you can’t develop a comprehensive strategy without knowing where all your assets are, […]
10 Facts You May Not Know About Social Security

Social Security is often misunderstood or underestimated in retirement strategy. However, as financial professionals, we’ve seen how it can play a crucial role in our clients’ overall financial strategy, regardless of their income level or net worth. This program extends beyond basic retirement benefits, offering vital programs and strategic opportunities that can influence your financial […]
Innovative New Year’s Resolutions: Financial and Personal Growth Strategies for 2025

Looks like New Year’s resolutions are still going strong in 2024! A recent Pew survey found that about a third of Americans kicked off the year with at least one resolution, and many people actually went for multiple goals. It’s especially popular with the younger crowd. The good news? Most folks are sticking to their […]
Key Financial Insights from 2024 and Looking Ahead to 2025

As we approach the end of 2024, it’s an opportune time to reflect on the year’s financial developments and consider what 2025 may bring. We believe in understanding both the past and potential future of our economic landscape, which may help inform financial decisions. This year has brought its share of financial developments, from market […]
Navigating Healhcare Costs in Retirement: Life After Employer-Sponsored Health Insurance

As you approach retirement, a critical aspect of your retirement strategy can catch even the most financially savvy individuals off guard: healthcare costs. For decades, you may have enjoyed employer-sponsored health insurance. As retirement looms, you’re about to enter unfamiliar territory and a healthcare landscape vastly different from what you’ve known. Employer Insurance Disappears Many […]
A Different Kind of Year-End Review: 10 Steps to Reflect and Recharge

Financial professionals typically focus year-round on monetary goals and wealth management strategies. However, we also believe that true financial well-being is intrinsically linked to overall life satisfaction and personal growth. This year, we’re encouraging you to look beyond just the numbers. We invite you to conduct a personal year-end review encompassing all aspects of your […]
Year-End Giving Strategies: Maximizing Your Impact

America is a generous country. People with diverse backgrounds can unite for a good cause, whether to benefit their local communities or the broader world. As we enter the holiday season, now is a great time to think about your giving strategy and your contributions to the charitable organizations and causes you care most about. […]
How Much Do You Need To Retire?

A few years ago, there were ads from financial services companies asking, “What’s your number?” The number was the money you needed to retire comfortably. This was an effective way for financial services companies to get people thinking about retirement and encouraging them to strive toward a specific monetary goal. But is asking for a […]
Exploring the Financial Impact of Electric Vehicles

As financial professionals, we’ve noticed a trend among our clients: an increasing interest in electric vehicles (EVs). To help address some of your questions, we’ve compiled this high-level guide to provide insights into the financial aspects of owning an electric car, including the pros and cons as well as cost considerations. While the industry has […]
How the SECURE 2.0 Act Changed 529 Plans

Changes to 529 Plans in the SECURE 2.0 Act The SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at the time and the most significant piece of retirement legislation since the 2006 Pension Protection Act. Congress came together […]