From College Acceptances to Affordability: Considerations for Families in the Final Stretch
April is a pivotal time in the college admissions process. After years of preparation, saving, and investing—not to mention the countless hours spent on exam prep, campus visits, and perfecting applications and essays—the finish line is in sight. For families with college-bound students—whether this year, in the near future, or further down the road—the financial […]
Spring Into Financial Wellness: Actionable Steps for Financial Literacy Month
April isn’t just about filing taxes—it’s also Financial Literacy Month, a perfect opportunity to reflect on your financial habits, expand your knowledge, and take meaningful steps toward improving your financial well-being. Whether building your first budget, preparing for retirement, or navigating the complexities of paying for college, financial literacy is the foundation for making confident, […]
10 Things You Can Do Now to Help Simplify Your Estate for Your Heirs:
One of the greatest gifts you can give your loved ones is a thoughtful estate strategy that outlines your wishes after you are gone. Discussing estate details with your team of professionals is another way to help manage your legacy and final wishes. As financial professionals, we often act as the “quarterback” of our client’s […]
The Evolving Role of Women in Family Finances
March is Women’s History Month, and according to a recent survey, 49% of women consider themselves to be the chief financial officer of their households, up from 41% in 2021.1 Those numbers are even more impressive when you consider that until 1974, a married woman often needed her husband’s permission to open a bank account, […]
Tax season brings: new wave of identity theft risks
Tax season brings a new wave of identity theft risks, with criminals ready to exploit your personal data to file fraudulent tax returns in your name. Imagine the shock of discovering that a criminal beat you to filing your taxes—potentially reaping your refund or creating serious headaches with the Internal Revenue Service (IRS). Unfortunately, this […]
10 Facts You May Not Know About Social Security
Social Security is often misunderstood or underestimated in retirement strategy. However, as financial professionals, we’ve seen how it can play a crucial role in our clients’ overall financial strategy, regardless of their income level or net worth. This program extends beyond basic retirement benefits, offering vital programs and strategic opportunities that can influence your financial […]
Innovative New Year’s Resolutions: Financial and Personal Growth Strategies for 2025
Looks like New Year’s resolutions are still going strong in 2024! A recent Pew survey found that about a third of Americans kicked off the year with at least one resolution, and many people actually went for multiple goals. It’s especially popular with the younger crowd. The good news? Most folks are sticking to their […]
Key Financial Insights from 2024 and Looking Ahead to 2025
As we approach the end of 2024, it’s an opportune time to reflect on the year’s financial developments and consider what 2025 may bring. We believe in understanding both the past and potential future of our economic landscape, which may help inform financial decisions. This year has brought its share of financial developments, from market […]
Navigating Healhcare Costs in Retirement: Life After Employer-Sponsored Health Insurance
As you approach retirement, a critical aspect of your retirement strategy can catch even the most financially savvy individuals off guard: healthcare costs. For decades, you may have enjoyed employer-sponsored health insurance. As retirement looms, you’re about to enter unfamiliar territory and a healthcare landscape vastly different from what you’ve known. Employer Insurance Disappears Many […]
A Different Kind of Year-End Review: 10 Steps to Reflect and Recharge
Financial professionals typically focus year-round on monetary goals and wealth management strategies. However, we also believe that true financial well-being is intrinsically linked to overall life satisfaction and personal growth. This year, we’re encouraging you to look beyond just the numbers. We invite you to conduct a personal year-end review encompassing all aspects of your […]