Smart Moves to Consider Before Year-End
The final months of the year can sneak up quickly, and with them come deadlines, decisions, and distractions. Before the holiday season takes over your calendar, fall can be a valuable window to revisit your financial strategy and make sure you’re closing out the year with intention. Whether you’re looking to manage taxes or retirement […]
Breaking Down the One Big Beautiful Bill Act: What You Need to Know
The Tax Cuts and Jobs Act of 2017 (TCJA) included lower federal income tax brackets, bigger standard deductions, and higher gift and estate tax exemptions, among other provisions. The law stipulated that some of those tax breaks would sunset at the end of 2025. If that were allowed to happen, the Tax Foundation estimated that […]
Why More Families Are Choosing to Gift Wealth Earlier and How to Do It
Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime. Many families recognize that intentional lifetime gifting isn’t simply generous; it may also be a smart approach to […]
What You Need to Know About the 2025 Changes to Inherited IRA Rules
The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement accounts to heirs.1 How the SECURE Act Impacted the Retirement Landscape In 2019, the SECURE Act was signed […]
How Do You Turn Retirement Savings into a Reliable Income Strategy?
Beyond Salary: Understanding Your Total Compensation Compensation is more than just a number on a paycheck. Whether you’re exploring new opportunities, preparing for a promotion, or evaluating your current benefits, it’s important to understand the full value of your total compensation—what you’re earning today and what it could mean for your long-term financial goals. From […]
How Do You Turn Retirement Savings into a Reliable Income Strategy?
You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. But transitioning from earning a paycheck to relying on your savings can feel overwhelming. It’s a major life change, and having a clear strategy can help ease the stress. As financial professionals, we help clients […]
The Four Most Dangerous Words In Investing
“The Four Most Dangerous Words In Investing Are: ‘This Time It’s Different.’” – Sir John Templeton Despite those who say the conventional wisdom that has guided investor actions over the years is no longer valid in 2025, remember the famous quote from legendary investor Sir John Templeton: “The four most dangerous words in investing are: […]
What’s the Job Market Look Like for 2025 Graduates?
It’s graduation season—a time of celebration and new beginnings. For families with college seniors, this time can bring both excitement and uncertainty. While some graduates have jobs lined up, many others still are navigating job searches anxiously. The main reasons for the increase in hiring are employers’ commitment to keeping their talent pipelines full, and […]
Is It Smarter to Buy or Rent a Second Home?
As summer approaches, your thoughts may drift toward escaping your daily routine. Whether your idea of a perfect vacation is sitting on a pristine beach, fishing in a mountain lake, or playing the back nine between pickleball matches, many of our clients have come to us over the years with the same question: Should I […]
From College Acceptances to Affordability: Considerations for Families in the Final Stretch
April is a pivotal time in the college admissions process. After years of preparation, saving, and investing—not to mention the countless hours spent on exam prep, campus visits, and perfecting applications and essays—the finish line is in sight. For families with college-bound students—whether this year, in the near future, or further down the road—the financial […]