One Shot to Get It Right
Most financial decisions can be revisited. A portfolio can be rebalanced next quarter, or a budget adjusted next month. But a handful of decisions do not work that way. You may only retire once. Or help parents as they age, or receive an inheritance. Or you may sell a business once or put an estate […]
AI Gives Answers. Guidance Requires Judgment.
Artificial intelligence (AI) has given financial professionals new tools that can make it faster and sharper to do some behind-the-scenes work, from research to scenario modeling of certain portfolios. AI can struggle with the behavioral and judgment work that can determine most real-world financial outcomes. The research here can help show the value of a […]
IPO Reality vs. the Headline Narrative
When IPOs Dominate the Conversation When a company that most people recognize goes public, suddenly it’s everywhere. Media coverage spikes. Everyone is talking about the opportunity, and that conversation itself becomes part of the appeal. It feels like a moment, like something worth catching. The behavioral finance here is straightforward. Research shows investors gravitate toward companies receiving […]
When Your Parents Need You to Be the Adult
There is usually no single moment when the roles begin to shift. It may be a confusing medical bill. A missed payment. A scam text they almost clicked. A question about an account they have had for years. A conversation where they sound like themselves, but not quite as sharp as they used to. Most […]
Before They Board the Plane: A Financial Guide for Study Abroad Families
Studying abroad is one of the most formative investments a family can make. The financial side, however, often gets less attention than it deserves. In the most recent academic year, 298,180 U.S. students studied abroad for academic credit, a 6 percent increase from the prior year. They spent their semesters across more than 170 destinations […]
Key Financial Insights from 2024 and Looking Ahead to 2025
As we approach the end of 2024, it’s an opportune time to reflect on the year’s financial developments and consider what 2025 may bring. We believe in understanding both the past and potential future of our economic landscape, which may help inform financial decisions. This year has brought its share of financial developments, from market […]
A Meal for All Generations
Social Security: By the Numbers
Here are five facts about Social Security that might surprise you. Transcript: Social Security has been a fact of retirement life since 1935, but how much do you really know about it? Here are five facts that might surprise you. 1: The social security trust fund exceeds the gross domestic product of every country in […]
Caring for Aging Parents
Thanks to healthier lifestyles and advances in modern medicine, the worldwide population over age 65 is growing. In the past decade, the population of Americans aged 65 and older has grown 36% and is expected to reach 94.7 million in 2060. As our nation ages, many Americans are turning their attention to caring for aging […]
Where is the Market Headed?
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets? Transcript: We all know the stock market can be unpredictable, and after the COVID-19-related drop in 2020, some may tend to overreact when prices become volatile. We all want to know what’s next for the […]